Winstone Finance
Finance Application

Your Finance Journey Starts Here

Complete our simple application in under 5 minutes. Most decisions come back within 24 hours — no long waits, no jargon.

  • One Day Approval — fast decisions
  • 0% deposit options available
  • 100% NZ-based team, no overseas call centres
  • No hidden fees — ever
Apply Now — It's Free
1,500+ Kiwis financed
Apply

We welcome applications from

All Licence Types
Learner · Restricted · Full · Overseas
Residents & Citizens
NZ Citizens · Permanent Residents · Visa Holders
All Visa Categories
Work · Refugee · Student · Partner Visa
All Income Groups
Including Govt. Beneficiaries
All Job Categories
Full Time · Part Time · Casual · Self-Employed
Apply Now

Start Your Application

Takes under 5 minutes. No credit check required to apply.

Submit Your Details

All information is encrypted & kept strictly confidential

1
Personal
2
License & Address
3
Employment
4
Review

Personal Information

Step 1 of 4

*Fields marked with * are required. Your information is kept strictly confidential.

256-bit SSL
No credit check
Data stays private
Need help filling out the form?
1,500+
Kiwis Financed
1 Day
Avg. Approval Time
0%
Deposit Options
98%
Satisfaction Rate
Loan Calculator

See What Your Repayments Look Like

Adjust the sliders to estimate your weekly, fortnightly, or monthly payments — no credit check required.

Loan Amount
$22,000
$1,000$50,000

Specify the total amount you want to borrow.

Interest Rate
8.5%
1%25%

Annual interest rate for the loan.

Loan Term
48 months
12 months84 months

The duration of the loan in months.

Monthly Payment
Estimated monthly payment for your loan.
$542.26
Fortnightly Instalment
Total repayment: $26,029
$250.28
Weekly Instalment
Total repayment: $26,029
$125.14
Loan Summary
Total Repayment
$26,029
Total amount payable over the loan period.
Total Interest
$4,029
Total interest payable over the loan period.
Principal 85%Interest 15%
Apply Now — It's Free

*Indicative only. Actual rates and repayments depend on your credit profile and applicable lending criteria.

Simple Process

Ready in 3 Easy Steps

Person applying for finance on a laptop
1

Apply Online

Complete our simple 4-step form in under 5 minutes from any device.

Finance advisor approving an application
2

Get Approved

Our NZ-based team reviews your application and responds within 24 hours.

Happy customer driving away in their new car
3

Drive Away

We handle all hassles on your behalf, allowing you to focus confidently on the open road ahead.

*Terms & Conditions and Lending Criteria apply. Winstone Finance Ltd is a Registered Financial Service Provider.